[vc_row][vc_column][vc_empty_space height=”105px” el_class=”movil-65″][vc_raw_html]JTNDc3R5bGUlM0UubC1zZWN0aW9uLmZvcl9zaGFyaW5nJTIwJTdCJTBBJTIwJTIwJTIwJTIwZGlzcGxheSUzQSUyMG5vbmUlM0IlMEElN0QlM0MlMkZzdHlsZSUzRQ==[/vc_raw_html][/vc_column][/vc_row][vc_row css=”.vc_custom_1487373879851{padding-bottom: 5% !important;}”][vc_column][vc_tta_tour tab_position=”right” el_class=”tour-historias”][vc_tta_section title=”Montse”][vc_column_text]


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“Qualitas has had an major impact in our lives. I came to this country to find a better way of life. And in Qualitas I found the guidance I was looking for in order to plan ahead, know how to distinguish between a need and a desire, and prioritize. After some time I opened a bank account and started saving and investing. I am currently going through the process of becoming legal, and I’m studying to become a massage therapist and acupuncturist in Traditional Chinese Medicine. Also, I have my own independent business network with Amway.”

“The most important part of the program is the knowledge that I acquired and the self–confidence that such knowledge brings: now I know that in a not-so- distant-future I’ll be able to send my son to college, with the certainty that I have the money to do so.”

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Lourdes”][vc_column_text]


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“Qualitas was a great propeller for me. I’ve always tried to be organized with my money, yet I haven’t been too successful. It was very useful to learn to distinguish the things I need from the ones I want. This way I can tell my girls that if they are organized they can do whatever they want in their lives.”

For me the most important part of the program was not just the information I received. The way in which the people from Qualitas make you feel at home.

“I want to grow my business and, with my husband’s support, help my girls get ahead in life. Also, I want to help Qualitas grow and refer my friends… because it really helped me.”

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Arturo García”][vc_column_text]

Arturo García

[/vc_column_text][us_separator size=”small” thick=”2″ color=”primary”][vc_column_text el_class=”texto2″]Arturo Garcia was born in Mexico City but has been living in New York for 23 years. He read of the workshops in the newspaper and did not think it twice. He has been to two sessions in the Bronx and is very motivated to learn how to handle his personal finances better. He has very high expectations and is willing to work very hard for his goals.

“I’m a contractor, I had my own business with 30 people working for me, but with the crisis, there is so little work that I had to close my business. Now I really need to learn about finances, I need to learn how to save money and how to make a good investment.”

“I would like to learn as much as I can in this workshop and then transmit the knowledge to my wife and kids.”

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Reyes Luna”][vc_column_text]

Reyes Luna

[/vc_column_text][us_separator size=”small” thick=”2″ color=”primary”][vc_column_text el_class=”texto2″]Reyes Luna is one of Qualitas exemplary students. He did not miss a class and always encouraged us, and his fellow students, with his energizing and positive attitude. We asked him to share with us some of his Qualitas experience and here is what he had to tell us:

“What I appreciated the most about the workshops was to find people who are dedicated to helping fellow Hispanics receive financial education. Through the workshops I have also learned that to achieve what one wants in life, one must have character, determination, and the will to foresee and plan for one’s future. With what I have learned at Qualitas, this is exactly what I will now do to ensure the best possible future for myself and my family.”

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Luis y Mariela Carbajal”][vc_column_text]

Luis y Mariela Carbajal

[/vc_column_text][us_separator size=”small” thick=”2″ color=”primary”][vc_column_text el_class=”texto2″]Luis and Mariela Carbajal are students of the Basic workshop, currently taking place in the Bronx. They are from Peru and have not missed any sessions of the workshop. The interesting feature is that they attend the workshop as a couple that, they say, has helped them more than if only one of them would be attending. They shared with us that “the workshop has helped them attain detailed knowledge about their personal finances and how to best manage their household finances.”

About attending the workshops as a couple they commented: “It has definitely helped us to attend as a couple because we are receiving the same information that helps us balance our household finances, follow a budget and take decisions on our expenses and income together.”

Luis and Mariela are looking forward to complete all three levels of the Qualitas workshops and Luis mentioned that “the classes are very clear and the subjects covered are exactly what we need and what we are interested in learning to move forward financially as a family.”
Mariela added: “The workshops have given me the opportunity to address all my financial doubts and concerns in addition to have given me the necessary tools and information that has helped us manage our bank accounts much more effectively.”

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Maria Rivero”][vc_column_text]

Maria Rivero

[/vc_column_text][us_separator size=”small” thick=”2″ color=”primary”][vc_column_text el_class=”texto2″]Maria Rivero is originally from Monterrey, Mexico. She came to New York in January and joined the Qualitas team. She has been documenting the workshops and is responsible for the organization of a special outdoor event for the workshops’ participants.

“When I first heard of Qualitas and what they were doing in New York I thought it was a great idea and a win-win situation for everyone involved. I never realized how important this work is, and how much financial education can actually help people improve their lives, until I attended the workshops and the participants shared their experiences with me.
I have been a volunteer for Qualitas for a month, and I believe deeply in this project. Every workshop I go to just makes me realize more and more how much immigrants are willing to work and fight for a better life. They are eager to ask questions and always ready to learn. Oddly enough, I am the one who has learned the most out of this experience. I’m really happy to be part of the Qualitas team and hope to stay on for good.”

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Marta Guzman”][vc_column_text]

Marta Guzman

[/vc_column_text][us_separator size=”small” thick=”2″ color=”primary”][vc_column_text el_class=”texto2″]Marta Guzman is from Puebla, Mexico and has lived in New York for over eighteen years. She is currently taking our Qualitas course offered in South Bronx. She is half-way through her 12-week program and she states that what she has learned have already helped her make significant changes in the way she manages her finances and in her everyday life.

She shares her Qualitas experience with us: “When I first arrived to New York I was working hard and was very careful about saving money. I managed to save quite a bit of money but, for some reason, in the past I have been spending all the time, buying things I felt I needed and have made a significant dent in my savings. This has left me feeling sad and defeated. It has also brought me a lot of problems with my husband as we would very often argue about our finances and he would complain about how much I had been spending. I realized that I was creating a vicious cycle: over-spending, feeling bad about it and defeated, and going out to spend again. I felt hopeless.”
“When I found out about the Qualitas financial education course offered at my community center, I knew I had to take it. It has helped me tremendously. It has only been six classes, but I have regained my hope and have made important changes in my financial habits. For example, I now plan my weekly expenses and identify what truly are my family’s needs. Then I take pride in finding the best I can get for my money and have managed to have a surplus by the end of the week. My husband sees me doing my homework and is very proud of me. I can feel how he is less concerned about my spending and I am regaining his trust. The money I have left over from the week I put straight into my savings account. My financial goal is to reach the savings amount I had a few years ago, and go beyond. What I like most about Qualitas is that I have learned to say: Yes I can!”

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Gabriela Rojas”][vc_column_text]

Gabriela Rojas

[/vc_column_text][us_separator size=”small” thick=”2″ color=”primary”][vc_column_text el_class=”texto2″]“First of all I want to thank my great country Mexico, which let me become myself and gave me the freedom to find my very own fulfillment, and thank you to all of the staff and participants for giving me the opportunity to listen and share my trouble and joys.

Now I would like to share my dream with you all. As a participant in the Qualitas and My Finances class, I got the idea to start my own business, which is now called WOW Kids Party Planning Events. It’s a business dedicated to children’s entertainment using inflatable toys and costumes. We have developed our business plan and soon we will have legal counseling to get our business going. All of these steps have been a product of a lot of work, entertainment research, and of course the advice and help of Qualitas, where my idea got started. The people at Qualitas have given me so much great support and they have believed in me.

I would like to emphasize that to do this project I have to put everything I learned in the workshops I have taken at Qualitas into practice: creating a budget, using a weekly budget, giving out quotes on my products and services, inventory, insurance, policies, bank accounts and so much more! I think it’s all really too much, but it’s worth it. I hope to be an inspiration for all those undecided people who have an idea and have not been able to make it a reality. As I always say, by dreaming you can fulfill your greatest ideas.”

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Fiordaliza Martinez”][vc_column_text]

Fiordaliza Martinez

[/vc_column_text][us_separator size=”small” thick=”2″ color=”primary”][vc_column_text el_class=”texto2″]“I really enjoyed my Qualitas course. It was interesting, fun and I learned a lot. For example, I learned how to create and manage a monthly budget, the advantages and caution needed in having a credit card, the different financial personalities, and how to avoid being scammed. I liked the course so much that I recommended other people to take it, and they have had great results.

Qualitas also helped me with a very serious problem encountered last year: I fell victim of a fraud and I lost a significant amount of money. This caused me to have a debt amount on my credit card that I was not able to pay. But the Qualitas courses taught me how to better manage my money and not to buy things that I did not need so that I could, little by little, pay out my debt. Also, Qualitas also referred me to other organizations that helped me lower my credit card interest rate and create a payment plan for my card debt. My situation today has improved tremendously. I feel more in peace and I sleep better because I know that my debt is now stable and that I have the tools, knowledge and support to deal with the situation.”

[/vc_column_text][/vc_tta_section][vc_tta_section title=”Maria Concepcion Lozano”][vc_column_text]

Maria Concepcion Lozano

[/vc_column_text][us_separator size=”small” thick=”2″ color=”primary”][vc_column_text el_class=”texto2″]“I first learned about Qualitas of Life Foundation through the community center in Staten Island, where I was taking English classes. I was immediately interested in learning more about Qualitas because I help my husband with his business by managing his client list. I thought it would be good for me to also learn about the financial aspect of running a business. Since I started attending the workshops, I decided my financial goal was to keep studying and to start my own business, so that I can offer my son a more secure future. I have utilized all that the workshops have taught me and now I did start my own business: I have my own street cart and sell homemade tamales. I am very proud and happy.”

Maria comes to the workshops with her husband who owns a business. “I have enjoyed coming with my husband because I have had the opportunity to price to him what I have learned and to share our financial goals by working towards them together. What I like best about Qualitas is the value of our workshops and the fact that they are dynamic. I would like to see these workshops having more publicity so that more people can learn about Qualitas and have the opportunity to attend and learn from them. Qualitas and the workshops they offer are very valuable and I am grateful for they have brought me.”

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